Stop Financial Crime Before It Happens

Real-time transaction monitoring with 13+ pre-built AML detection rules. Flag suspicious activity instantly with our event-driven rules engine. Built for fintechs, banks, and payment providers who need to stay compliant.

Money Laundering DetectionFraud PreventionSuspicious Activity AlertsReal-time Processing

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Speak to our team and see how Transaction Warden fits your needs.

<5sAverage detection latency

13+Pre-built detection rules

99.9%Uptime SLA

1M+Transactions processed daily

Enterprise-Grade AML & Fraud Detection

Purpose-built for regulated financial services. Detect money laundering, fraud patterns, and suspicious activity in real-time.

Sub-5s Detection

Event-driven architecture processes transactions instantly. Get fraud alerts before the transaction settles.

13+ AML Rules

Pre-built detection rules for money laundering patterns: balance extraction, high velocity, in-and-out flows, and more.

Behavioral Analysis

Track spending patterns and flag anomalies. Detect when transactions deviate from historical norms using statistical analysis.

Velocity Controls

Monitor transaction velocity and volume. Flag accounts exceeding thresholds for single payees, references, or time windows.

Simple REST API

Clean JSON API with full documentation. Integrate in minutes with any language. Sandbox environment for testing.

Audit Trail

Complete audit log for every transaction and rule evaluation. Generate compliance reports for regulators on demand.

13+ Pre-Built Detection Rules

Industry-standard AML patterns ready out of the box. Each rule is battle-tested and designed to catch real fraud scenarios.

Money LaunderingScheduled

Balance Extraction

Flags accounts extracting a high percentage of their balance within a configurable time window.

VulnerabilityScheduled

Vulnerable Balance Extraction

Lower extraction threshold for vulnerable customer accounts. Early warning for potential exploitation.

Money LaunderingScheduled

In-and-Out Flow

Detects when inbound approximately equals outbound within a configurable period. Classic layering pattern.

Money LaunderingReal-time

In-and-Out Immediate

Same-day detection of matching in/out flows. Catches rapid pass-through transactions.

AnomalyReal-time

High Velocity Output

Flags when outbound payments exceed normal patterns by a configurable number of standard deviations.

FraudReal-time

Credit Dive

Detects payment attempts exceeding available balance. Indicates potential fraud or account takeover.

OnboardingReal-time

First Deposit Alert

Flags unusually large first deposits that exceed configurable onboarding thresholds.

Money LaunderingReal-time

High Loaders

Periodic inbound volume exceeds configurable upper limits. Detects smurfing and structuring patterns.

VelocityReal-time

Single Payee Velocity

Flags multiple transactions to the same payee within a time window. Detects split payments.

VelocityReal-time

Same Reference Pattern

Multiple inbound payments with identical reference within a time window. Detects coordinated activity.

AnomalyReal-time

Inbound After Inactivity

Large deposits to accounts inactive for extended periods. Potential mule account activation.

High RiskReal-time

Crypto Payments

Flags payments to crypto platforms exceeding a configurable percentage of account balance.

AdvancedEvent-driven

Compound Rules

Chained rules that trigger based on other rule outcomes. Build complex detection logic.

Need custom rules? We support custom rule development for enterprise clients.

Request Custom Rules

Integrate in Under 5 Minutes

Simple REST API. No complex setup. Start detecting fraud immediately.

Connect API

Add your API key and start sending transactions via our REST endpoint. Works with any language or platform.

Rules Execute

All 13+ detection rules run automatically on every transaction. Each has defaults but can be tailored to your needs.

Get Tags

Transactions are tagged asynchronously within seconds. Integrate alerts into your existing workflows.

Stay Compliant

Generate audit reports for regulators. Full trail of every rule evaluation and alert.

curl -X POST https://api.txwarden.com/v0/transactions \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": { "units": 5000, "currency": "GBP" },
    "debtor_account": "acc_sender_123",
    "creditor_account": "acc_recipient_456",
    "description": "Wire transfer"
  }'

# Response includes instant fraud tags:
{
  "tx_id": "tx_abc123",
  "tags": {
    "balance_extraction": true,
    "high_velocity_output": false,
    "first_deposit": false
  }
}

Built for Compliance

Transaction Warden is designed to help you meet regulatory requirements for anti-money laundering (AML) and counter-terrorist financing (CTF).

Full audit trail for regulatory reporting
Real-time Suspicious Activity Reports (SARs)
Configurable thresholds for your risk appetite

Trusted by Regulated Institutions

Our platform is designed for banks, payment service providers, e-money institutions, and fintechs operating under regulatory supervision. We understand the compliance burden you face.